Compare Auto Insurance Quotes in Florida.

Are You Looking for Low-cost Car Insurance in Florida?

Don't worry, we are here to give you cheap car insurance in Florida. To find the cheapest car insurance in Florida, you have to compare the cheapest car insurance in Florida and the different rates from multiple companies. You can easily do this by comparing auto insurance quotes online in Florida on InsuranceDirectFL.com You will just fill in the basic information about your car, driving history and the type of coverage you want. You will have multiple car insurance quote online Florida to choose from. Florida state requires you to carry auto insurance, and without it, you face financial disaster if you cause a serious accident and get sued.

The Cheapest Car Rates in Florida.

More than 17 million residents are licensed drivers in Florida. The high number of people who are driving and how they drive makes Florida one of the most expensive state in terms of car insurance. You hence need to get pepped with the cheapest and best insurance before taking the wheel. Whether a driver is spending a weekend or settling up for the next stage in life, we are the cheapest Florida auto insurance. It is cheaper to insure a car in the cities of Tampa, Brandon, Lakeland, Orlando, Tallahassee and Gainesville going to an average of $2000. While Miami, Fort Lauderdale and it's surroundings have the most expensive insurance rates going for up to $3000 annually.

We specialize in getting the most competitive rate for drivers with accidents, tickets, suspended license, DUI, need SR-22 or FR-44 certificate. Our agency can help you customize your auto insurance quotes with exactly what you need when you need it.

State Minimum or Full Coverage?

There are several ways that you can get discounts on your auto insurance. At our company, our aim is providing you with affordable and quality auto insurance. For the best deals on your cheap car insurance in Florida, we are the way to go. For example, we offer a discount if you have not committed a chargeable accident for three years. Get a quote now and let us apply any possible discount.

There are three types of car insurances that you can opt for if you know what you are interested in or looking for just let us know and we’ll set it up for you. We’ll give you a quote for each one and explain for all the new bees, who don’t know which one to get.

If you would like to legally drive a motor vehicle on the road, you will need to obtain the Florida state minimum coverage, which is typically the most affordable policy available. The laws in the state of Florida require you to have an active policy that covers a minimum of $10,000 in property damage liability and $10,000 in personal injury protection (PIP).
- Property Damage Liability (PDL): $10,000. The maximum payment for all damaged property in an accident caused by you.
- Personal Injury Protection (PIP): $10,000. The most your insurer will pay for injuries sustained in a car accident regardless of who is at fault.

There are optional coverages that offer additional financial protection and peace of mind:
- Bodily injury liability is not required by most insurers but it pays for injuries to others from an accident you cause.
- Comprehensive insurance is not required but recommended. Comprehensive, which replaces stolen cars and covers damage to your car from floods, fire, hail, vandalism.
- Collision coverage is not required but recommended. Collision, which pays for damage to your car from accidents.
- Uninsured / Underinsured Motorist - not required.
- Medical Payments - not required.
- Emergency Road Service - not required.
- Towing and Labor - not required.
- Rental Coverage - not required.