General Liability Insurance

Commercial General Liability Insurance provides coverage for your business claims of bodily injury, associated medical costs and damage to property. Get Liability Insurance that best meets your needs.
Simple - Get your policy online or over the phone in minutes.
Affordable - Easy monthly payments, without extra fees.
Tailored - Only the coverage you need.

Get Easy, Real & Cheap General Liability Quote in 3 Minutes.

Florida General Liability Insurance

General Liability insurance (GL) coverage can protect your Florida business from unexpected expenses as accidents or injuries that may occur on their business grounds. Get a quote and we will assist you in finding the right plan at the right budget.

What Does General Liability Insurance Cover?

General liability business insurance is the basic coverage that a business needs. This will cover you for some of the most common problems that arise from your everyday business activities. What is covered?
Bodily Injury
Personal injury
Medical expenses
Advertising injury
Supplemental payments
Electronic data liability
Actions of your employees
Damage to third party property

Average General Liability Insurance Costs.

The cost of the cheapest general liability coverage can vary due to factors like the business size, location, industry, the limits and deductibles that are selected. Please fill the form and we will let you know the price to get GL.

as low as $41

General Liability:	as low as $41/mo

Workers' Compensation

Workers compensation insurance protects your business and your employees from work-related injuries, accidents, illnesses, and even death. The insurer will pay for an employee’s medical costs, lost wages, permanent disability or death benefits that result from a workplace injury or illness.

as low as $84

Workers' Compensation:	as low as $84/mo
General Liability:	as low as $41/mo
Commercial Auto:	as low as $49/mo
Property Insurance:	as low as $149/mo

Commercial Auto Insurance

Florida businesses with four or more employees are required to have workers’ compensation and all company-owned vehicles must have commercial auto insurance. Get an instant commercial auto insurance online.

as low as $49

Commercial Auto:	as low as $49/mo

Property Insurance for Your Business Building.

Commercial property insurance, which provides coverage for buildings, inventory, equipment, tools and more. Losses from flood, fire, break-in, vandalism, wind and other whether or man made disasters are typically covered.

as low as $149

What is General Liability Insurance?

When you live in the State of Florida, and you own a business you may be required to carry general liability insurance (GL). Not every business owner has to carry this policy but the majority do.

What this type of insurance does for you is to cover any damages your business or employees have done to another person. The coverage extends to property and personal damages to customers, visitors, and sub-contractors.

General Liability Insurance Costs.

The cost of general liability coverage can vary due to factors like the business size, location in Florida and industry, as well as the limits and deductibles that are selected. More than 86% of small businesses in Florida pay $41 per month or less for general liability coverage in Florida.

To get cheap general liability insurance for your business in Florida you will have to get a quote and compare prices. There are several factors involved that determine your insurance premium:
The industry your business is a part of;
The gross sales your business has;
The gross amount of the payroll for employees and owner;
The building’s and property’s square footage;
Sub-contractor exposure to the site;
Your business’ zip code

What General Liability Cover and Does Not Cover?

Even though it says the word general in the title of the insurance policy, general liability insurance only covers certain things and does not cover quite a few other actions. In other words, your general coverage is very specific and not general at all.

General Liability Covers:

Bodily injury
Medical expenses
Defense costs
Damage to third-party property
Advertising errors
Loss of reputation
Delivery of goods and services

General Liability Does Not Cover:

Your property
Professional services
Employee injury
Vehicles and boats
Intent to injure
Workers compensation
Personal identifiable information
Coverage outside policy period
Known claims before start of your policy

The Businesses That Need General Liability Insurance

Florida business owners should consider carrying Commercial liability insurance, though they are not legally required to have this type of insurance. As a business owner, you have to decide if you need to add to your insurance coverage and get some extra protection for yourself and your business.